Archive for the 'Guide to Purchase' Category

Buy two without being married

 Buy two without being married:
Not easy to buy two without being married. With or without Civil Solidarity Pact, the law protects much less than if each partner in marriage.

PACS FREEDOM AND UNION :
340 000 Pacs (mainland + Dom-Tom) were signed between 15 November 1999 and 1 August 2005, according to the Ministry of Justice. A success that will crescendo: + 49.3% in 2005 compared to 2004. Persons pacs, adds thousands of couples living common-law and outside any census.


Remains that all these couples pacsé “or not, may want to buy a home. This often requires the purchase of credit. But neither party is injured in the event of separation, it is better to take precautions. Because under the law, cohabitants are foreigners … (more…)

How to buy?

Buy in possession: Take precaution!

To buy a home between partners, parents or friends, the possession is by far the simplest solution: no complicated paperwork as with a SCI , no registration fees … But then: if dispute between the owners, the situation can quickly become blocked! But there are solutions “exit”, that must be established from the purchase of housing.

What is possession?

When you buy a property outside marriage, whether with your partner, friends or relatives, and you do not go to a specific formula (SCI Tontine), the purchase is considered a possession.

This means that two or more persons (called “owners”) are owners of the well up to their participation. Note that if the contributions of each are not specified at the time of acquisition, possession will be considered in equal shares.

Once the property (eg a home) purchased, each undivided has rights in the entire property. It is also supportive of all the operating costs of housing, and repayment of the loan for its purchase. (more…)