Tips for Buying Home or Apartment
Housing is expensive in the Tyrol. Those who make their own four walls will be mostly at fault for many years. So it says the housing purchase exactly to plan and above all, possible difficulties in the way to go. This is not a rude awakening in his own bedroom, there is professional support to be recommended.
Search:
Before starting the housing search, it is advisable to have clarity about their own wishes to provide, such as size, number of rooms, garden, home, schools, childcare facilities, public transport, shopping facilities.
In planning:
If the object is first constructed, it is planning to study documentation and description. That is not easy. Important are capable of dwelling within the building, room layout, window size, possible confounding factors such as the location of the installation and ventilation shafts. Also the location of the object itself should be under the microscope are: With what noise, odor or traffic nuisance is to be expected? Are there any projects in the vicinity? Here it is in the municipality or city information.
Depending on the construction progress, there is also the possibility of involvement in planning and construction. Must advance is to clarify whether and what additional costs are incurred when changing preferences. This also applies to the housing facilities. Builders usually offer only standardized equipment, which are included in the price.
Already built:
If the object is already built, you have it a little easier. Look at the apartment at different times of day to. To get a better idea about the tanning and the residential area with traffic. Check the condition of the apartment and turn it just may be a professional, which, for example, sanitation checks.
The same applies to the general condition of the building. If in the near future a major repair due? Is the roof renovation? If so, should we best at Hausverwaltung or ask the seller what the reserve fund is. As a future owner, you should also complain about the amount of operating information. Whoever the new owners in an existing residential community occurs, needs to know what rules apply between the owners. Residential and contract decisions already provide. Ask the seller or both of the house.
Finance review:
The apartment should be roughly reckoned no more than half of the monthly net household income, cost. This includes the loan rate and the operating costs, telephone, electricity, gas and license fees.
The charges:
The amount of the charges when buying a condominium is often underestimated. As a rule of thumb is that the charges about 10 percent of the total purchase price. Thus, in addition to the real estate tax (3.5%) and the registration in the land (1%) including legal fees or notarial fees for the contract establishment and management, including trust and eventually the commission for a real estate agent to be considered.
Since you own a home but not by delivery by entry into land purchases, the purchase price payment custodians notary or attorney will be settled. This serves as security for the purchase, but this can be offset costs specifically. Bargaining is recommended and always make clear what services are covered.
Broker’s commission:
Das ist allerdings keine Fixprovision. For the placement of a purchase contract for a condo, the maximum brokerage commission of 3% of purchase price plus 20% VAT This is however not Fixprovision. Bargaining is allowed.
The land:
The land is at the district-run public register in which property and the rights to them are registered. Who the object of desire has finally found, it is essential to examine the land register or better yet tested by a specialist. Who owns what charges are registered, there are mortgages or easements?
The contract:
A contract - this also applies to an offer or a letter - you should only sign if you are absolutely sure to buy a particular house and they want to finance them. It makes sense to deal with the sale to a legal expert to contact (lawyer, notary), the addition of the establishment of the whole process and the implementation grundbücherliche over. Because it is all the conditions of the purchase to scrutinize. It is the layman often overwhelmed. Sign treaties and declarations in no way, as long as you do not really no time pressure have read and know what you are taking. Make a note unclear points and ask for.
Info on apartment purchase:
Information on housing purchase, at a cost, charges, contracts, use, property management, operating costs, distribution of heating costs, reserves, the promoter’s contract law and many more are there in the new and extensive AK-booklet, “The most important thing for homeowners.”
Important when buying a home
Our own desires clearly formulated: apartment size, number of rooms, garden areas, residential areas, public transport
Finance consider as a rule of thumb: More than half of the net monthly household income should not be used
For the purchase and settlement, you should use a lawyer or notary public attention
The charges should not be underestimated! They amount to about 10 percent of the purchase price